The Visionary that is Ricardo Guimarães.

Ricardo Guimarães is a huge mining business visionary who put resources into various sectors, for example, he has interests in farming, coffee ranches and even a cannery, and Ricardo Guimarães had the benefit of being born in one of the wealthiest and most influential groups of Minas Gerais. Ricardo Guimarães is well known for being the head of BMG; he is dependable and has extraordinary ability for diligent work and development. That was the trait that he demonstrated when he took over BMG bank in 1998 and transformed it into the National Loans pioneer that it has become. The relationship of the Ricardo Guimarães family with the finance industry date back to about a century ago, more specifically in 1930 when his family established the Land Credit Bank. The grandson of Mr. Antônio Mourão Guimarães was the fourth person to the family’s monetary undertakings.

It was under the administration of Ricardo Guimarães that BMG received an inventive methodology to end up as a pioneer in transferred credit business in Brazil. Working with a talented and effective group composed of specialists spread throughout the nation, BMG concentrate on offering credit at low financing costs for a diverse group of people that have a low level of default. This is a major objective by Ricardo Guimarães in the credit market, which made his bank the pioneer in the industry.

Ricardo Guimarães is a specialist who has accomplished brand loyalty and good business morals. He also supports all games like national games, Basketball, tennis and volleyball. He additionally figured out how to start, create and support direct business ventures connected with all kinds of client. In 2010, Ricardo Guimarães made the Ricardo Soccer BR1, an imitative in football games. Around the same time of its creation, Ricardo Guimarães contributed more than 20 million dollars to purchase the financial privileges of a few competitors who were holding shares in eight clubs.

Ricardo Guimarães was focused on the advancement of sports, and his work was seen as the seal of responsibility and citizenship. He was the example and the role model of the general public. He had withheld and proceeded with the custom began by his ancestors. With the advent of the computerized financial systems, Guimarães made sure that the company he was managing had all the systems that make sure a business runs smoothly. Ultimately, Guimarães has made BMG a force to reckon with in the financial market.

Banker Ricardo Guimarães Is Concerned About The New Anheuser-Busch InBev Domestic Strategy

Anheuser-Bush is the world’s largest brewery, but sagging sales over the last couple of years has management concerned The rise of craft beers across the United States has made Anheuser-Bush nervous, so executives have been making deals with small breweries and buying them. The AB-InBev family now includes more than 200 brands, according to Brazilian banker and beer entrepreneur Ricardo Guimarães. Mr. Guimarães said the giant brewery introduced a new incentive plan at the beginning of 2016.

The AB-InBev plan could offer some independent distributors more than $1.5 million if they sell AB InBev brands instead of local craft brands. If a distributor’s sales are 95 percent AB InBev brands, they could get half of their marketing costs for those brands back from Anheuser-Bush. That offer includes display costs as well as retail promotion costs. Participating distributors could receive more than $200,000 a year from the St. Louis-based brewery.

According to Mr. Guimarães, one distributor has already taken Anheuser-Bush offer. A St. Louis-based distributor accepted the deal, and will drop at least one Oregon brewery in order to receive the incentive money. Guimarães is not a lawyer, but he is an astute businessman that has interests in coffee, mining, cattle and beer. Ricardo comes from a banking family, but his family also invested in several other Brazilian businesses.

Ricardo keeps his finger on the pulse of the international market, especially what is happening to businesses in the United States. Mr. Guimarães is a major investor in soccer. Beer and soccer go hand in hand in Brazil. The beer market in Brazil is a lucrative market. Beer sales were controlled by local breweries until several years ago when import regulations were changed.

The Department of Justice in the U.S. is investigating the new AB-InBev incentive plan. Antitrust regulators are reviewing claims made by several craft breweries. Those breweries say AB-InBev is pushing distributors to carry only Anheuser-Bush brands. AB-InBev offers distributors a lot of brand choices, so it is easy for some distributors to pick up a craft label from Anheuser-Bush. The AB-InBev offer is making it hard for small local craft beers to get shelf space in retail stores. The investigation into the Anheuser-Bush InBev incentive plan has just started, but Ricardo Guimarães believes the small breweries that have overtaken Anheuser-Bush in several markets around the Unites States have a legitimate claim.

The AB-InBev plan is similar to the old pay-to-play music deal that record companies used to entice local radio stations with to play only songs that were recorded on their label. Guimarães know a lot of payoffs, and this AB-InBev incentive plan sounds like a payoff scheme that could hurt the small craft breweries that don’t have the money to fight the wealthy giant that already dominates the beer industry in the states.

Follow Ricardo Guimarães on Twitter.

Unmasking Finance; the Flavio Maluf Story

Established in 1951, Eucatex is a Brazilian company that deals with timber products, primarily eucalyptus, to make acoustic products, ceiling, and roof material as well as other wooden furniture.

By the time 1965 rolled around, the company was exporting its wares all over the world and soon after, it joined the financial markets as a force to reckon with.

Flavio Maluf is the Chief Executive Officer of Eucatex since 2005 and has steered the company towards its most recent successes. Since he took over the reins of the company, the financial position and stability have been solidified, and most people believe that his continued innovativeness is the reason behind this success.  He has tons of unique presentations that he comes up with for SlideShare, all about the world of business and where he feels the future of Eucatex lies.

Flavio Maluf has been instrumental not only to the company but also to the world through his release of films that are meant to sensitize the public on how to manage their finances and maintain a positive bank balance.  That’s all a part of his plan to include technology as a means of furthering education.  Something that Flavio speaks about often.  When he’s not busy discussing the merits of running a longtime family business of course.

The financial market is a big world to explore, and people need as much help as they can to understand it. This means that the people who know much about it have to use nonconventional means such as the big screen, a factor that has been long indicated by to help people learn more about finances.

For about 120 minutes Flavio and Eucatex make the spectator live another life, absorbed by the story told. If the story is good, a film can cause significant issues remain on the agenda even when it ends. An example of this is the relationship between power and money. Movies that depict the scenes of the financial market usually exceed the simple entertainment to bring those who watch ethical issues faced by the characters. Stock markets, million-dollar transactions, and financial crises are issues widely covered by the US cinema, which does not seem to fear the complexities intrinsic to the capitalist system.

In Flavio’s film, Wall Street – Money Never Sleeps, he points out that Wall Street has taken over the way we look at money. Directed by Oliver Stone, the plot takes place in the stock market of the 80s with Bud Fox as the main character. Fox is a new and ambitious broker who manages the advice of billionaire Gordon Gekko in exchange for inside information. According to Bud Fox, money is the only thing that is worth fighting for, even at the expense of his or other’s personal relationships.

Brazilian Bank President Ricardo Guimarães Thinks China’s GNP Growth In 2016 May Be Weaker Than Expected

The 2015 Chinese meltdown caused considerable damage to the economies of countries around the world. Even the U.S. Federal Reserve postponed an interest rate hike because of the China situation. But the country that probably suffered the most from the Chinese attempt to move from a manufacturing based to a consumer based economy is Brazil.
Economists called the relationship between Brazil and China “Chinzila” because China was importing huge amounts of iron ore, oil and other natural resources from the largest economy in Latin America. When China pulled back from that relationship and commodity prices dropped, Brazil was left with a major hole in their economic machine. Brazil’s economy went from bad to worse.
China didn’t stop importing products from Brazil, however. They just cut the amount of goods they needed, and that was enough to put another nail in the financial coffin that Brazil created for itself. China recently signed an Agreement with Brazil that promised more interaction between the two nations, but that news didn’t help the struggling middle-class in Brazil.
BMG Bank President Ricardo Guimarães is up to speed on the Chinzila situation, and he recently told R7.com that Chinese President Xi Jinping believes a yearly gross domestic product growth of 6.5 percent would be enough to keep China commitments to Brazil intact. Guimarães thinks a yearly 6.5 percent growth factor over the next five years is an overstatement. China is still putting all the pieces of their consumer-based economy together, and their GDP will be less than 6.5 percent because the Chinese are still making adjustments to their currency, according to Guimarães.
Mr. Guimarães is up-to-date on the China situation as well as the Brazilian and economic debacle. His family-owned bank is one of the banks in Brazil that is still doing better than expected during the economic crisis thanks to football club sponsorships. BMG Bank sponsors Brazilian soccer teams, so the bright orange BMG logo is worn by clubs around the country, and that has been made BMG Bank very visible. BMG Bank and football have a mutually rewarding relationship, and the people of Brazil support it by applying for payroll loans from BMG Bank, according to another R7.com article.

Ricardo Guimarães loves sports, banking, and world affairs, according to another article. He was recently awarded the Diploma of Merit by the city council of his hometown, Belo Horizonte. BMG Bank has served the city of Belo Horizonte for decades, but when Ricardo became president of the bank he began to market bank products through football sponsorships, and one of the teams sponsored was his hometown team. He was president of that club for five years, according to an article posted by CMBH.mg.gov.br. Belo Horizonte is just one of many awards that Ricardo has been honored with over the last 16 years.

Follow him on Twitter.

Marcio Alaor And Automobile Stock Exchange

The Marcio Alaor blog, one that is dedicated solely to the BMG executive, highlights the information that he has and the way that he has been successful throughout the years. He has done so by not only being dedicated to his career, but also to the customers he serves. He is one of the biggest executives at one of the biggest banks in the world and he knows that he is able to make a difference in the world of finances. He does so through various avenues that he is able to pursue and uses his expertise to be able to provide customers with information on how they can improve their financial situations.

One of the ways that he does this is to educate people about the stock exchange, specifically the auto stock exchange. There are many facets of it, but he notes that the majority of these are benefits that can outweigh the negative aspects that come with the many scandals in the auto industry. He is able to discuss the pros and cons of the information contained about auto stock exchange and does so regularly. This helps customers who are not professional investors make a decision when it comes to the auto stock exchange.

In he article for Exame magazine, he discusses things like the way that companies can get an IPO, which allows them to be able to show up on the stock exchange. This is something that they must have in order to be able to participate in the stock exchange. An IPO is something that allows investors to pick up on the company. They can do so through the use of various channels, but a company must have the IPO in order for other investors to find them on the stock market and be able to trade them.

The auto exchange has grown many times over the past 100 years. This is something that started off with the General Motors company first showing up on the scene over 100 years ago. They were followed by Ford who made their name on the stock exchange in 1956. Eventually, it grew to a point where nearly every auto company that has been in existence has shown up on the exchange at one point. Alaor has directed people on how to pick and choose which stocks they should put money into in the auto industry for maximum earning potential.

A Man That Gives Much Hope

Marcio Alaor is a very known name in the town of Santo Antonio do Monte. The town has a food square that was opened in 2014, all thanks to Marcio Alaor. He had a plaque placed with his name in this food court. The plaque was to honor his generosity and his achievements. Marcio Alaor is not only a popular man in the city of Santo Antonio do Monte, but he is loved all across Brazil. He is an executive vice president of BMG which is one of the largest banks in the country of Brazil. Marcio Alaor has always kept a very close relationship with his homeland, and even though his position makes it so that he has to live away, he has never stopped showing support for the people of his hometown. He has always stayed close to his family and his roots. Unlike many successful people, he has never forgotten where he has come from.

Santo Antonio do Monte is an agricultural town and it is the biggest producer of milk in all of Central Brazil. It is a city that has gone through many difficulties and the residents of this town have been able to come out very resilient. The president of Rural Union, Vilmar Octavian, thanked Marcio Alaor for all of the support that he has shown in the past and the support that he continues to show for his hometown. Marcio Alaor has also done much to help the agricultural industry of the town by donating funds, and by helping to strengthen the workforce in the local area. Different politicians also spoke and gave Marcio Alaor recognition for his generosity and his personal achievements.

This food court that Marcio Alaor funded will help bring new jobs to the town, and also it changed an old gray warehouse into a workable and usable space. Marcio Alaor has help residents of the city to maintain hope for their town, and also to realize that regardless of where a person is from, they can achieve much and even be someone as prominent as the vice president of BMG. During the inauguration of the Food Court, Marcio Alaor told his personal story about being a hard worker as a young boy, and how he was able to beat all odds and become a successful entrepreneur. Marcio Alaor also thanked the citizens of his town for giving him recognition, and for all of the love that they have always shown to him.

Bank That Has Earned Its Fame

To Your Surprise
When you see a major bank you would think that they have always been a powerhouse of their profession but in reality they have not.Some of the best banks in the world started off as local area banks with no major power at all and this could not be more true then for the bank of BMG. Since the 1930s this bank of Brazil has been serving its country with the skills needed to provide its customers with the service they need to secure the financial end of their future. So today we are going to learn more about his bank with all the fine details including some of the brains behind the operation.

Roots
During the 1930s the bank of BMG was formed in the time of no advance tech and with little money it would be hard to see this bank survive to the modern age.But to the surprise of the market this bank did survive to see the modern world by starting off with small projects like whole sale management.It would be this early work that would allow this bank to gain the reputation needed to advance to more complex projects like Heavy Industry.

Step Up
After spending the better half of the century the bank decided to make the change to the credit market where they could help the more basic people get the cash they needed to complete their life’s work.Over the years this drive in the credit has allowed the bank to make major gains in profits with well over a hundred billion between their categories.The best part is the fact that even after all these years of around the clock work there is still more then enough work left in the market to keep this bank more then busy for years to come.

Team
With a massive bank of this nature you know that there must be a team of experts willing to work around the clock to keep this beast in check.To keep this team in check will also be a leader that has the skills needed to keep everything in order from the staff to the work itself.Who is this man you ask well he is no other then BMG Vice President and Director Marcio Alaor.So when you get ready to give BMG a Shot take the time to thank BMG Vice President and Director Marcio Alaor and his team.

Marcio Alaor BMG

Marcio Alaor BMG: Choosing A Reliable Bank In Brazil

Are you looking for a reputable bank for your personal or business banking in Brazil? Wondering why BMG is considered one of the best banks in Brazil? BMG Vice President and Director, Marcio Alaor, has helped build a strong team of highly qualified and dedicated banking and financial professionals.

If you’re searching for a new place to put your money, chances are you are not happy with your current financial institution. It is a well known fact that most people in Brazil choose BMG for all their banking needs.

Even if you’re only considering changing, it is advisable to concentrate on looking for the right bank for your situation. Everyone’s situation is different, so each bank is perfect for somebody. You should consider both your present banking needs and your future financial needs, including options for ensuring that you are as happy and satisfied with your next bank or financial institution as you deserve to be.

From personal finances to small businesses, and from low income to wealthy class, the key is to determine what you need and concentrate on finding the perfect solution for you.

When it comes to choosing a great bank for personal or business needs, look no further than BMG. This bank has been around for a long time and has been providing top notch services to customers. Many people rave about the quality and variety of services they receive from BMG.

Before you start looking for a new bank it is advisable to sit down with your statements from your current financial institution. If you use the online banking feature, this is a simple matter. Then, go through the statements month by month, reviewing your expenses and the bank service fees you are charged. BMG makes it easy for you to know about the fees they charge.

Are there polices or fees that annoy you? It is a fact that some banks charge higher fees than others, but it can be hard to notice. Find out if you are being charged for things like bill pay or online banking that you don’t feel like it’s fair for you to pay for it.

At BMG in Brazil, everything is outlined and there is no guessing or fine print, to hide fees or bank plocies. BMG Vice President and Director Marcio Alaor, believes in honesty and integrity, and the bank is transparent in all its dealings with customers.

Real Estate Companies in Brazil Putting in the Planning Time up Front

When you think about certain places that have been developed and brought up in general, there are always at least a few reasons why anyone would go to a location. The key term in that is the same reason why any property would be valuable as well, however; location, location, location. When it comes to the current development of properties in certain regions of Brazil, you absolutely have to find the locations that make the most sense. If you pay attention to the companies that pay attention to the location of development, you will truly have a winner on your hand.

When you think about some of the best real estate developments that have sprung up in recent years, you have to think about the companies that did all of the planning at the onset of the project. Companies just like Cabral Garcia Empreendimentos have been having significant success because they completely understand it isn’t just about throwing up a building in the middle of nowhere. You have to plan ahead and think of the best possible location available overall. Not only will you be able to see that planning and vision when you look at any of the properties developed by Cabral Garcia Empreendimentos, but you will also be able to see convenience.

The entire location aspect truly is a major part of the process for any development company, they’ve even made a presentation about how difficult that can be. While finding an excellent property location usually comes with a major price, somehow the Cabral Garcia Empreendimentos has been able to truly find the undervalued properties that are worth the most in the long run. Not only are they able to bring back significant value to investors in general by getting parcels on the cheap, but the ability to have the vision also means conveniently located establishments that are cheaper for residents and tenants to live in as well. Truly Cabral Garcia Empreendimentos has been able to bring the best spots to any region throughout Brazil that they have touched.

When you are looking for any sort of developed land, finished properties, or general success with any sort of developmental company, it only makes sense to check out Cabral Garcia Empreendimentos. By bringing citizens together in a great establishment that is professionally built, run with top notch customer service, and that is right in the heart of vibrant areas, everything that these strong developmental companies have touched has turned to gold in this period of real estate time.

Flávio Maluf – How has he changed Eucatex?

Blogspot writes that Flávio Maluf is a businessman who has changed the world of ceilings and home building in the past few years. He has guided the Eucatex brand to a whole new level because of how he builds brands in his unique ways. He has been the Chief Executive Officer of Eucatex S.A. Industrial eCommerce since April 29 of 2005. As Vice Chief Executive at some point, he has become a hardworking officer who understands the process involved. Completing his bachelor’s degree in Mechanic Engineering is what helped prepare him for working with Eucatex. His understanding on business, creating a brand, and finding new solutions for customers to getting the best services possible.

He has worked with banks like Citibank and has managed a wide variety of businesses over the years before jumping on Eucatex. He has changed the world of business on so many levels because of how he deals with everyone.

Eucatex provides quality panels and ceiling tiles to countries around the globe. They provide quality items all across the world exporting their products to tons and tons of different nations. They have provided their products to more than 36 countries. With four offices and almost 3,000 employees, they remain a success in the industry. They are the first company to provide acoustic comfort and eucalyptus as their main raw material when it comes down to producing their panels and ceilings. Flávio played a huge role on how they delivered their new business. His decisions on items, product placement, product development, and future growth is what has helped the company in so many ways. Since their humble beginnings back in the 1950’s, they have grown to become Brazil’s top brand for all the things they need to take care of when it comes down to painting, varnishes, ceilings, and panels. Their quality approach to business is what has catapulted them forward to achieving real success.

Their brand has changed the way businesses work. Flávio has a great understanding of the industry since he has held multiple positions for the brand. Whether it was working on finding new employees or crafting their latest new product, he has done it all. Flávio is a professional businessman with the right college education under his belt that has helped him become a success.

Eucatex is among one of the biggest companies in Brazil. This manufacturing company has created a safe haven for people and brands from other countries to get quality products.

One thing any businessman can learn from this guy and this business is that quality is key. Providing top notch service is also very important. Being among the best in the industry plays a vital role on the success you gain down the road.